# Trillitask Budget

> Trillitask Budget is a budgeting app you can chat with. Upload a bank statement and it explains your money back to you in plain English: what comes in, what goes out, which bills are coming, and how much you can safely spend before payday. Then you ask it questions like "Can I afford a $300 weekend trip?" or "When will my Visa be paid off?" and it answers with your real numbers. It never asks for your bank password.

- Website: https://trillibudget.com
- Made by: Trillitask (https://trillitask.com). Support: support@trillitask.com
- Sign-in: a free Trillitask account (the same account works for both apps)
- Platforms: any web browser (installable to a phone's Home Screen) and an Android app
- Banks: any US bank or credit card that exports transactions as CSV, OFX or QFX, including Chase, Bank of America, Wells Fargo, Capital One, Citi, Discover, American Express and most credit unions
- Price: free plan available; paid plans add more advisor questions, statement uploads and shared budgets. Current prices: https://trillibudget.com/#pricing. One subscription covers Trillitask Budget and the Trillitask email assistant

## Who it's for

People who want to understand their money without learning budgeting jargon or building spreadsheets: households living paycheck to paycheck, couples sharing expenses, and anyone paying down credit cards or buy-now-pay-later plans like Affirm and Klarna. The short version: "I can chat with my budget and it explains things in normal words."

## What it does

- Reads 2 to 3 months of bank statements and finds paychecks, bills, subscriptions and debt payments automatically
- Translates bank-statement gibberish ("ACH DEBIT SAFEDRIVE INS PREM") into plain labels ("Car insurance, monthly bill")
- Chat advisor that answers money questions in plain English and can make changes for you (add a bill, start a savings fund, update a balance)
- "Safe to spend until payday": checking balance, minus every bill due before the next paycheck, minus a cushion you choose
- Money calendar with every paycheck and bill and a projected balance for each day, so tight days show up weeks ahead
- Payday check-ins: confirms the paycheck amount and suggests how much to set aside; asks where extra money should go
- Debt payoff planner for cards, loans and buy-now-pay-later plans, comparing highest-interest-first, smallest-balance-first and free-up-cash-first, with payoff dates and interest
- Savings funds (vacation, rainy day, holidays) with goals and progress
- Shared household budgets with a partner, alongside each person's personal budget
- Log purchases by voice ("43 for groceries yesterday") with undo
- Notifications for payday, bills due tomorrow and low balances coming up, during waking hours only
- New statements reconcile themselves: duplicates skipped, hand-logged purchases matched, changed bill amounts flagged
- It does not nag about individual purchases; you set one weekly amount for everyday spending

## Privacy

- No bank login or password is ever requested; you upload statement files you download yourself
- It can read your history but cannot access your bank accounts or move money
- Data is encrypted, never sold, never used for ads, and never used to train AI models
- "Start fresh" erases a budget's data; deleting the Trillitask account erases everything

## Important

Trillitask Budget is not a bank and not a licensed financial advisor. It helps people understand and plan their own money and does not give investment, tax or legal advice.

## Pages

- [Home](https://trillibudget.com/): what it does, example questions, pricing, FAQ
- [Trillitask](https://trillitask.com/): the AI email assistant from the same team
- [Privacy policy](https://trillitask.com/privacy)
- [Terms of service](https://trillitask.com/terms)
- [Delete your account](https://trillitask.com/account-deletion)

## Common questions

Q: Do I have to link my bank account?
A: No. You download a statement file from your bank's website and upload it.

Q: Can my partner and I share a budget?
A: Yes. Invite them by email to a shared household budget; each of you keeps a personal budget too.

Q: Is there an iPhone app?
A: Not yet. On iPhone, open trillibudget.com in Safari and add it to the Home Screen. There is an Android app.